Affordable Apartments in Accra
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Introduction
Looking for a place to stay in Accra without burning a hole in your wallet? You’re not alone. With the city becoming the hub of business, entertainment, and education in Ghana, everyone—from young professionals to students and expats—is on the hunt for a good deal on accommodation.
But what does “affordable” mean in Accra? While the cost of living is on the rise, you can still find decent, budget-friendly apartments—if you know where and how to look.
Benefits of Living in Accra
Urban Convenience and Amenities
Accra offers everything you need—malls, hospitals, top schools, business centers, and nightlife—all within a short commute. Living in the city or its fringes saves you time and adds to your quality of life.
Access to Education and Job Opportunities
From the University of Ghana to top international schools and fast-growing tech firms, Accra gives you access to numerous opportunities.
Cultural Experiences and Lifestyle
Whether it’s grabbing kelewele on a Friday night or jamming at a live band bar, Accra offers a vibrant lifestyle—making it more than just a place to sleep.
Popular Areas for Affordable Apartments in Accra
Madina
Madina offers affordable rooms and apartments, great for students and young professionals. It’s also close to Legon.
Adenta
Adenta is developing fast, offering two-bedroom apartments for reasonable prices—especially around Frafraha and Amrahia.
Kasoa
Although technically in the Central Region, Kasoa is often treated as part of Greater Accra due to its proximity and affordable housing.
Amasaman
One of the best options for those who work in central Accra but want to pay less for housing.
Oyibi
Ideal for long-term renters looking for peace and quiet without breaking the bank.
Types of Affordable Apartments in Accra
Studio Apartments
Small but self-contained, studios in areas like Madina or Lapaz go for as low as GHS 500–800 per month.
One-Bedroom Units
Perfect for singles or couples. You’ll find many around Adenta and Pokuase for GHS 700–1,200 monthly.
Shared Apartments
If you’re open to roommates, you can cut your rent in half while still living in prime areas.
Gated Community Apartments on a Budget
Yes, they exist! Some newer estates in Oyibi and Oyarifa offer modest one-bedroom units in gated communities.
What to Look for in a Budget Apartment
Security and Safety
Don’t compromise on safety. Look for apartments with secure entrances, reliable locks, and safe neighborhoods.
Accessibility to Public Transport
Being close to a trotro or taxi junction saves you a lot of stress and money.
Proximity to Essential Services
Whether it’s a clinic, a school, or a shop, living near essential services makes life easier.
Water and Electricity Availability
Ensure there’s constant water supply and stable power. Ask neighbors or the landlord directly.
Rental Prices Breakdown in Accra
Average Prices by Location
- Madina: GHS 700 – 1,200
- Adenta: GHS 800 – 1,300
- Kasoa: GHS 500 – 1,000
- Amasaman: GHS 600 – 1,100
- Oyibi: GHS 500 – 900
Weekly vs. Monthly Rent Options
Some landlords offer weekly rates—ideal if you’re in town short-term. But monthly is cheaper overall.
Advance Payments and Hidden Costs
Always ask how many months’ rent is required upfront. It’s common to pay 1–2 years in advance.
Tips for Finding Affordable Apartments
Use of Real Estate Platforms
Websites like Meqasa.com and Tonaton.com let you filter by location and price.
Working with Local Agents
They know the hidden gems. Just ensure you work with a reputable one.
Word of Mouth and Community Groups
Join local Facebook groups like “Apartments to Rent in Accra”—great for getting real-time deals.
Online Platforms to Search for Apartments in Accra
Dreammov is an AI powered listing app that connects landlords to potential clients
Tonaton.com
Offers tons of listings with detailed price filters.
Meqasa.com
One of the most trusted property platforms in Ghana.
Jiji.com.gh
Good for both furnished and unfurnished budget options.
Facebook Housing Groups
Active, community-driven, and perfect for negotiating directly with landlords.
Short-Term vs. Long-Term Rentals
Pros and Cons of Each
Short-term gives you flexibility. Long-term gives you better pricing. Choose based on your stay duration.
Which is Better for Expats, Students, or Locals?
- Expats: Short-term or serviced apartments.
- Students: Shared or studio.
- Locals: Long-term one-bedroom or two-bedroom units.
How to Negotiate Rent in Accra
Know the Market Price
Research the average cost in the area. Don’t get ripped off.
Timing Your Move
December to February sees high demand—avoid this period if you want better deals.
Build a Relationship with Landlords
Sometimes, being respectful and consistent helps you get discounts or extended payment plans.
Mistakes to Avoid When Renting on a Budget
Not Inspecting the Apartment
What’s in the pictures may not be what you get. Always visit first.
Ignoring Legal Agreements
Make sure there’s a written agreement—even if it’s just a simple contract.
Skipping Background Checks on Landlords
Ask previous tenants or neighbors about their experience.
Living on a Budget in Accra
Affordable Utilities
Budget GHS 100–200/month for utilities if you conserve water and electricity.
Cheap Transportation Options
Trotros are the go-to for most locals. Uber/Bolt can be expensive for daily use.
Low-Cost Entertainment and Food
Street food, local pubs, and beaches offer budget-friendly fun.
Affordable Housing Projects and Government Support
State Initiatives and Housing Schemes
Government-led housing projects in places like Saglemi and Amrahia are slowly opening up to low-income renters.
Real Estate Developers Offering Budget Options
Some developers now focus on small-unit, low-cost apartments in Accra’s outskirts.
Future of Affordable Housing in Accra
Rising Demand and Urban Expansion
As the city grows, new suburbs are being developed to meet housing needs.
Technology’s Role in Property Search
Apps and virtual tours are changing how people rent in Accra.
Sustainable Housing on a Budget
Green buildings and shared living spaces are slowly becoming popular.
Conclusion
Finding an affordable apartment in Accra doesn’t have to be stressful. With the right tools, a little patience, and good negotiation skills, you can score a decent place without draining your savings. Whether you’re a student, a working professional, or a new expat, there are countless options tailored to your budget and lifestyle.
FAQs
What’s the average rent for a one-bedroom apartment in Accra?
Between GHS 700 and GHS 1,200 depending on the area and amenities.
Is it cheaper to live in the outskirts of Accra?
Yes. Areas like Oyibi, Amasaman, and Kasoa offer cheaper rates than central locations.
Can foreigners rent affordable apartments in Accra?
Absolutely. Many landlords welcome foreign tenants—just ensure you have a valid ID or passport.
Are utilities included in the rent?
Not always. Ask the landlord beforehand. Most times, you’ll pay separately for water and electricity.
What’s the safest low-budget area to live in Accra?
Adenta and parts of Madina are relatively safe and still offer budget-friendly apartments.
